11 May 2017
When you purchase home insurance for your house, the insurance company will base your premiums on a lot of different factors. While there are some you can control, there are other factors relating to your house and area that will affect your rates that you have no control over. Here are some of the factors relating to your house that may affect the amount you pay for your home insurance coverage.
4 March 2017
If you are looking to purchase a new auto insurance policy, you may not realize that auto insurance companies can all log into a centralized database where they store customer information. One thing stored in this database is the information about who may live at certain addresses. If you are signing up for a policy, one of the questions your auto insurer may ask is whether you wish to exclude a certain driver who lives at the same address as you.
19 September 2016
A historic home can be a great place to live. Instead of being a blank slate, your home will have a unique personality of its own. There may be local history or even famous historic figures associated with the property, which can be a fun conversation starter. However, taking care of a historic property also comes with a unique set of challenges, which is something that you will need to consider when looking for insurance for your historic home.
2 July 2016
While you probably already thought about your bank accounts and household possessions when you decided to file for divorce, one of the things you may not have considered yet is how you're going to handle your cars and their insurance. You might think that you should just call and have your ex removed from your auto insurance immediately when you move out, but there are a few things that you should think about before you take any action.
20 April 2016
Dealing with backed-up drains, low water pressure when flushing toilets, or -- worst of all -- raw sewage in your yard can be a thoroughly unpleasant experience. Finding out you'll need to shell out thousands of dollars to get your home's plumbing back into working condition can be even worse news. In some cases, you may not even be able to rely on the coverage of your homeowner's insurance policy to protect yourself from a major unanticipated expense.
4 April 2016
In the aftermath of a conviction for DUI, DWI or driving without insurance, you may be required to carry an SR-22 (also known as a "certificate of financial responsibility") as a condition of maintaining your driving privileges. Having an SR-22 on file can bring quite a few changes to your current auto insurance policy. The following highlights these changes and explains how they can affect your insurance. You May End Up Paying Higher Premiums
31 March 2016
The construction industry is fraught with risks and hazards, so it's unsurprising that thousands of workers suffer serious injuries in the United States every year. In fact, construction is the most dangerous industry in America and accounts for 20 percent of all work-related fatalities. If you suffer an injury while working in the construction industry, workers' compensation insurance is there to help you cope with the costs of any medical treatment or time off work, but some workers fail to realize the benefits of their insurance policies.
31 March 2016
Finding ways to save money on your monthly expenses can help free up some cash in your budget, and there are many ways you might be able to cut back on your regular expenses. One step you could take is to get quotes for your home insurance. Saving money on insurance is one of the best ways to cut monthly expenses, and here are some tips to help you achieve this without sacrificing the amount of coverage you have on your home.
14 December 2015
If you've ever discussed your auto insurance with friends or family, you've probably heard some of the myths that people believe about their rates. For example, it's not uncommon for people to think that the color of their car would have an impact on their quote. Unfortunately, since this type of misinformation is common, it's difficult to know exactly what factors actually do have an impact on your premium. The reality is that your insurance rate is directly related to the cost of insuring your car or truck--but you probably don't know how that's calculated.
1 July 2015
If you travel up the border and into Canada, you don't need to purchase additional auto insurance coverage, but is it the same if you travel south to Mexico? The answer is not as straightforward as you might think for the 150,000 Americans who cross the border each and every day. Not only do you need to speak with your auto insurance agent regarding the details of your policy, but you also need to understand the laws in Mexico.