do you really need the extra insurance?

  • What To Know About Offering Group Health Insurance To Employees

    13 July 2020

    Employers who meet certain requirements must offer health insurance plans to their employees, and even employers who don't meet these requirements can still make a plan available to workers. If you run a business, here's what you need to know about group health insurance, your business, and your employees. Businesses That Fail to Provide Health Insurance May Face Penalties The Affordable Care Act requires that businesses with 50 or more employees make health insurance available to their employees through a group health insurance plan that at least meets the minimum requirements of the act.

  • 3 Common Reasons People Switch Auto Insurance Companies

    2 June 2020

    Automobile owners are required to carry auto insurance in most states, but the good news is that there are a lot of options when it comes to insurance companies that offer auto insurance policies. If you own an automobile, you are free to select an auto insurance company, and you can switch auto insurance companies at any time. While many people buy an auto insurance policy from an insurance company and continue to renew the same policy year after year, there are situations where switching auto insurance companies can be a good idea.

  • 5 Benefits Of Purchasing Home Insurance

    2 February 2020

    If you own a home, you want to make sure that you always do your best to protect it and care for it. This means more than just keeping up with general maintenance. You can also invest in home insurance so that you have help if something serious goes wrong. You don't want to be without a home or in serious debt because of repair needs. Here are some of the benefits of purchasing home insurance.

  • Have To Get An SR-22? How To Save On Car Insurance

    10 January 2020

    Getting hit with an SR-22 penalty can be tough. The SR-22 is essentially a Certificate of Financial Responsibility which is filed with the state government. It is required when you must prove that you carry car insurance. You may have been told by a traffic court judge that you must file an SR-22 because you were convicted of drunk or reckless driving, were caught without car insurance, or any number of other traffic-related offenses.

  • What Factors Determine How Much You Pay For Home Insurance

    30 October 2019

    Do you need to purchase home insurance, but are worried about what it is going to cost you? If so, it helps to know what factors determine your home insurance premium. Do You Have An Auto Policy?  One thing to consider is if you have a vehicle and if it is insured with your home insurance provider. Many insurance companies offer a discount for having all of your policies bundled with the same company.

  • Protecting Your Home And Property With A Homeowner's Insurance Plan

    22 September 2019

    A home that is not adequately protected with insurance can be a major liability, but this is a mistake that is often made by both new and experienced homeowners. Often, this is the result of failing to effectively understand homeowner's insurance, which can prevent a person from maximizing the protection that it offers them. Will Homeowner's Insurance Always Pay For Hotels If You Must Vacate For Repairs? Following major damages to the home, it is common for the occupants of the house to be forced to vacate the structure so that repairs can be completed.

  • What You Should Know About The Claims Process

    4 September 2019

    If you have suffered an injury in an automobile accident due to someone else's negligence, the first thing you should do is file an insurance claim with the driver's automobile insurance. To receive payment for your damages, you have to follow a certain process. Here are some things you can expect as you file your auto insurance claim: Determine Who Is Liable The first thing to do in an auto accident insurance claim is to determine who caused the accident.

  • Three Ways You May Be Able To Reduce Your Malpractice Premiums

    26 July 2019

    One of the highest costs associated with a medical practice is the cost of malpractice insurance. Of course, this isn't news to a doctor. The question is, what can be done to reduce this cost? The following are a few ideas you might consider pursuing. Make sure you are getting all available discounts You may not be interested in every discount an insurance company has available. Not every discount may be applicable to your specific practice.

  • Tips For Adding Another Car To Your Auto Insurance Policy

    6 June 2019

    Auto insurance coverage is a legal necessity for all car owners. If you are looking to add an additional car to your existing policy, you can, of course, expect your premium to go up. That said, there may be some things you can do to keep the overall cost down. Here are some tips to keep in mind when adding another car to an existing auto insurance policy. You Will Have to Pay for the Basics on Both Cars

  • Four Important Pieces Of Information About Medicare That You Probably Didn't Know

    20 May 2019

    If you're approaching the Medicare enrollment age, then you may think that the transition from your current insurance onto Medicare is an automatic process. Unfortunately, this isn't the case, and there are a number of steps that you will have to take to both begin your Medicare coverage and to ensure that the coverage you'll receive is affordable and fits your needs. One of the best things you can do is to arm yourself with as much knowledge as possible before your enrollment so that you can make the right choices when the time comes.