11 September 2020
While auto insurance is a necessity, you don't want to pay more than you have to for it. However, it is pretty common for increases to occur. More often than not, inflation is a huge reason for the increase in premiums. However, another reason that your rates could increase is you and the way you drive. If you would like to find out why your insurance rates increased and what you can do to reduce your overall costs, keep reading.
10 August 2020
If you own a home, then you want to be sure you carry home insurance. You will have to carry it while you are still paying on the home, as it will be a stipulation in the contract. However, you still want to carry home insurance even after you fully own the home and it has been paid off. Here are four good reasons you want to be sure you carry home insurance on your home:
13 July 2020
Employers who meet certain requirements must offer health insurance plans to their employees, and even employers who don't meet these requirements can still make a plan available to workers. If you run a business, here's what you need to know about group health insurance, your business, and your employees. Businesses That Fail to Provide Health Insurance May Face Penalties The Affordable Care Act requires that businesses with 50 or more employees make health insurance available to their employees through a group health insurance plan that at least meets the minimum requirements of the act.
2 June 2020
Automobile owners are required to carry auto insurance in most states, but the good news is that there are a lot of options when it comes to insurance companies that offer auto insurance policies. If you own an automobile, you are free to select an auto insurance company, and you can switch auto insurance companies at any time. While many people buy an auto insurance policy from an insurance company and continue to renew the same policy year after year, there are situations where switching auto insurance companies can be a good idea.
2 February 2020
If you own a home, you want to make sure that you always do your best to protect it and care for it. This means more than just keeping up with general maintenance. You can also invest in home insurance so that you have help if something serious goes wrong. You don't want to be without a home or in serious debt because of repair needs. Here are some of the benefits of purchasing home insurance.
10 January 2020
Getting hit with an SR-22 penalty can be tough. The SR-22 is essentially a Certificate of Financial Responsibility which is filed with the state government. It is required when you must prove that you carry car insurance. You may have been told by a traffic court judge that you must file an SR-22 because you were convicted of drunk or reckless driving, were caught without car insurance, or any number of other traffic-related offenses.
30 October 2019
Do you need to purchase home insurance, but are worried about what it is going to cost you? If so, it helps to know what factors determine your home insurance premium. Do You Have An Auto Policy? One thing to consider is if you have a vehicle and if it is insured with your home insurance provider. Many insurance companies offer a discount for having all of your policies bundled with the same company.
22 September 2019
A home that is not adequately protected with insurance can be a major liability, but this is a mistake that is often made by both new and experienced homeowners. Often, this is the result of failing to effectively understand homeowner's insurance, which can prevent a person from maximizing the protection that it offers them. Will Homeowner's Insurance Always Pay For Hotels If You Must Vacate For Repairs? Following major damages to the home, it is common for the occupants of the house to be forced to vacate the structure so that repairs can be completed.
4 September 2019
If you have suffered an injury in an automobile accident due to someone else's negligence, the first thing you should do is file an insurance claim with the driver's automobile insurance. To receive payment for your damages, you have to follow a certain process. Here are some things you can expect as you file your auto insurance claim: Determine Who Is Liable The first thing to do in an auto accident insurance claim is to determine who caused the accident.
26 July 2019
One of the highest costs associated with a medical practice is the cost of malpractice insurance. Of course, this isn't news to a doctor. The question is, what can be done to reduce this cost? The following are a few ideas you might consider pursuing. Make sure you are getting all available discounts You may not be interested in every discount an insurance company has available. Not every discount may be applicable to your specific practice.