29 September 2022
When they marry, many couples find that the best and least expensive way to insure all their vehicles is to combine policies whenever possible and bundle different policies under the same account. And while this can be a great approach, it's not the only option. In some cases, maintaining separate auto insurance may be the better route. When should you consider this? Here are a few scenarios. 1. When One Has a Bad Record
26 August 2022
You're a new physician, looking for your first job, and you may not have been taught much about malpractice insurance in school. Unless a hospital or health network has some form of self-insurance, the following are a few things you need to know about buying medical malpractice insurance. There is claims-made malpractice insurance This type of policy is one when a claim must be made when the doctor was employed with the health in an organization.
19 July 2022
If you've decided that it's time to buy life insurance, you've probably started looking at the many options available to you. If you've ruled out term life policies because you want something that will provide you coverage for the rest of your life, you might be considering an indexed universal life policy. Before you make that decision, it's beneficial to understand what makes these policies the right choice for some people.
9 June 2022
When you purchase a car insurance policy, the law will require that this policy includes liability coverage. This liability coverage will be made up of both property damage and bodily injury coverage. Any additional coverage that is included in the policy is considered optional. While you may be tempted to purchase a policy that includes nothing more than the legally mandated coverage in order to try and save money, you should know that including some types of optional coverage will often be in your best financial interest.
19 April 2022
Having a home insurance policy is the first step in protecting a home. The next step is customizing your policy to provide you with full protection. That can be done by adding insurance policy riders, sometimes referred to as endorsements, onto your policy. Jewelry Most homeowners' policies only cover a very small amount of jewelry. This is just fine if you only have a few pieces that don't add up to much in value.
15 March 2022
Making sure that you have adequate coverage for anything life throws your way is perhaps the most important aspect of choosing a quality auto insurance policy. In many cases, this will mean the need to purchase add-on coverage in addition to the liability coverage that your state laws require. Read on to learn more about three types of additional coverage you will want to consider when purchasing your next car insurance policy.
31 January 2022
Your home is a significant investment where you should make memories. Homeowners insurance remains a vital though an underutilized form of insurance for homeowners. So, if you are unsure of whether to get homeowners insurance, here are three compelling reasons to get it. Protect Your New Home from Natural Disasters and Other Calamities As a homeowner, it is your responsibility to ensure your home and property is safe against threatening factors like weather, fire, and vandalism.
4 January 2022
Water damage caused by a burst pipe or malfunctioning appliance is often very expensive to fix, and it can spread far throughout your home as water moves through your wall cavities. Flooring, drywall, and wooden furniture can all be ruined. Thankfully, homeowners insurance covers sudden water damage, and the expense of restoring your home afterward normally makes it worth it to file a claim and pay your deductible. If your home has been damaged by water and you're filing an insurance claim, it's usually worthwhile to hire a public adjuster to help you with the process.
24 November 2021
When you receive your Medicare benefits, it can be easy to believe that this coverage will pay for all of your medical costs. In fact, it may only pay a small portion of some or all of the services that you receive. Despite being disabled or retired, you may still incur a significant amount of medical debt. To ensure that you do not go heavily into debt or face taking out bankruptcy, you can take out an additional policy to pay for some or all of your healthcare costs.
11 October 2021
Statistics show that on average, Americans spend 2.44% of their income, approximately $139.50 per month, on car insurance. Car insurance can be expensive, and taking any chance you can to reduce your insurance rates can significantly boost your savings. Here are simple, effective, and highly practical tips to help reduce your car insurance rates. Compare Different Insurance Companies Your insurance rates will depend on the company. Therefore, rather than asking for recommendations and buying your car insurance from one company, consider asking for quotes from around three companies.