do you really need the extra insurance?

  • How Having An SR-22 Affects Your Auto Insurance

    4 April 2016

    In the aftermath of a conviction for DUI, DWI or driving without insurance, you may be required to carry an SR-22 (also known as a "certificate of financial responsibility") as a condition of maintaining your driving privileges. Having an SR-22 on file can bring quite a few changes to your current auto insurance policy. The following highlights these changes and explains how they can affect your insurance. You May End Up Paying Higher Premiums

  • 4 Workers' Compensation Claim Mistakes Construction Workers Make

    31 March 2016

    The construction industry is fraught with risks and hazards, so it's unsurprising that thousands of workers suffer serious injuries in the United States every year. In fact, construction is the most dangerous industry in America and accounts for 20 percent of all work-related fatalities. If you suffer an injury while working in the construction industry, workers' compensation insurance is there to help you cope with the costs of any medical treatment or time off work, but some workers fail to realize the benefits of their insurance policies.

  • 3 Tips That Will Help You Reduce Your Home Insurance Premiums

    31 March 2016

    Finding ways to save money on your monthly expenses can help free up some cash in your budget, and there are many ways you might be able to cut back on your regular expenses. One step you could take is to get quotes for your home insurance. Saving money on insurance is one of the best ways to cut monthly expenses, and here are some tips to help you achieve this without sacrificing the amount of coverage you have on your home.

  • Insurance Rates And Car Choice: Why Some Cars Cost A Lot More To Insure Than Others

    14 December 2015

    If you've ever discussed your auto insurance with friends or family, you've probably heard some of the myths that people believe about their rates. For example, it's not uncommon for people to think that the color of their car would have an impact on their quote. Unfortunately, since this type of misinformation is common, it's difficult to know exactly what factors actually do have an impact on your premium. The reality is that your insurance rate is directly related to the cost of insuring your car or truck--but you probably don't know how that's calculated.

  • Travelling To Mexico: Do You Need Additional Auto Insurance?

    1 July 2015

    If you travel up the border and into Canada, you don't need to purchase additional auto insurance coverage, but is it the same if you travel south to Mexico? The answer is not as straightforward as you might think for the 150,000 Americans who cross the border each and every day. Not only do you need to speak with your auto insurance agent regarding the details of your policy, but you also need to understand the laws in Mexico.

  • How Can You Prevent Auto Insurance Premium Increases When Adding A Young Driver?

    15 June 2015

    Nearly every parent experiences a varied and powerful mix of emotions as their child begins one of the most important teenage rites of passage: the test to receive a driver's license. You may feel proud, worried, concerned, and nostalgic all at once. Once your child is a legally licensed driver, it's time for you to add him or her to your auto insurance policy-- and at this point, you can add financial stress to the list of emotions you're experiencing.

  • What To Consider And How To Save When Shopping For Auto Insurance

    18 May 2014

    Are you buying a new auto insurance policy? Well, be sure that you are fully aware of what your new insurance policy will entail, so you can be confident that your vehicle is protected: What To Look For When Selecting Your Provider: Making sure you are getting the best auto insurance for your money is critical, which is why it is best to look into a few different insurance providers to see who offers: