do you really need the extra insurance?

  • Should You Get Full Coverage Insurance On An Old Car?

    23 July 2018

    If you purchase a second car that is older and not very expensive, you may wonder if you should carry full-coverage insurance on the vehicle. Before you decide whether you should or should not have full-coverage, you should consider the following things. The difference between full-coverage and liability insurance Full-coverage insurance offers protection for you if you cause an accident that leaves damage to your own car. The insurance company would pay for you to get the repairs you need.

  • 3 Insurance Problems To Avoid When Moving To A New State

    6 June 2018

    Whether you're moving to the next state over or from one coast (or border) of the country to the other, you should do everything possible in advance to ensure that you have a safe trip. That includes making sure you have plenty of emergency supplies, a current roadside assistance subscription, and of course plenty of insurance to cover any eventuality. Here are three common insurance problems to head off before you head out.

  • 3 Ways To Decrease The Cost Of Homeowner's Insurance

    12 April 2018

    One of the things you'll need to do if you own a home is ensuring it is well maintained. Doing this will allow the value to remain high and keep your comfortable in your living space, as well. It's important to have the right amount of home insurance in place in case a catastrophic situation was to arise. Knowing specific things, you can do that will decrease the cost of your coverage is sure to be helpful.

  • How To Get The Best Rate On Your Home Insurance

    2 March 2018

    Buying home insurance is one of the most important parts of purchasing a house. You just never know when something will happen so it's best to protect yourself by having the insurance intact. If you're in the market for home insurance, you might be looking for a few ways to make it a bit more affordable for you. Keep reading to find out how to get the best rate on your next home insurance policy.

  • Why You Need Insurance For Your Wedding Photography Business

    26 January 2018

    Are you starting off with a small wedding photography business? You may think that all you need is a camera to get going, but that could not be further from the truth. It is important to have insurance for your business, even if it is starting off small with very few clients. Here are some reasons why it will help to have business insurance. Personal Injury Protection Even a basic wedding video setup requires a bit of equipment.

  • Three Reasons To Consider A Term Life Insurance Policy In Your Senior Years

    17 November 2017

    Term life insurance policies have become increasing important in estate planning, especially for those of limited economic means. The following are three ways they may be able to help you. To not be a burden on family members If you don't have much wealth, at least not enough to cover your funeral expenses, a term life policy may be a good idea. There are life insurance policies that are designed to pay for your expenses that are incurred after you die.

  • 3 Tips To Prevent Employees' Worker's Compensation Claims From Being Denied

    29 July 2017

    Worker's compensation insurance is designed to cover the cost of employee medical bills and other costs in the event that they get hurt. As a business owner, it is important for you to have this coverage for a few reasons; for one thing, you might be required by law to do so. Secondly, you probably want to make sure that your employees are protected and that their costs are covered if they do get hurt on the job.