do you really need the extra insurance?

  • Navigating Home Insurance: Essential Queries for Fixing a Broken Fence

    18 October 2023

    Home insurance plays a pivotal role in protecting one's most valuable asset — their home. It covers various damages, including some that may seem minor but can significantly impact a property's aesthetics and security, such as a broken fence. Essential Questions to Ask Your Home Insurance Agent Does the Policy Cover Fence Damage? Not all home insurance policies are designed equally, and they don't all include the same types of coverage.

  • Effect Of Age, Gender, And Marital Status On Car Insurance

    28 July 2023

    So many things affect auto insurance rates it's hard to keep track of them all. However, you should do your best to understand the relevant factors. Some of these are things you can control, while others might be out of your control. Understanding the different factors can help you control those you can. Below are some factors you might not control. Age Car insurance is all about risks; your age reflects your risk profile to car insurance companies.

  • 7 Reasons To Invest In Bond Insurance: Safeguarding Your Investments

    26 June 2023

    When it comes to investing in bonds, safeguarding your investments should be a top priority. Bond insurance is an essential tool that can provide you with an added layer of security and peace of mind. There are at least seven compelling reasons to consider investing in bond insurance today. Mitigate Default Risk Bond insurance acts as a protective shield against the risk of bond issuers defaulting on their payment obligations. By purchasing bond insurance, you transfer the default risk to the insurer, who guarantees timely interest and principal payments.

  • Common Auto Insurance Discounts And How To Qualify

    24 April 2023

    Auto insurance can be a significant expense for many drivers, but there are ways to save money. Auto insurance companies offer a variety of discounts to help drivers save on their premiums. Here are four common auto insurance discounts and how to qualify for them. Safe Driver Discount A safe driver discount is one of the most common auto insurance discounts. This discount rewards drivers who have a clean driving record with lower insurance premiums.

  • Your Guide To Motorcycle Insurance Coverage

    21 March 2023

    There are a few very important things you should make sure you are prepared with each time you get on your motorcycle. One of the most important things you need to have is a helmet. Not only is a helmet required by law in most areas, but it's important to make sure you wear one even if you aren't required by law to do so. Another thing you want to have on you each time you get on your motorcycle is motorcycle-friendly attire.

  • Top 4 Reasons Why It's Important To Get Commercial Insurance

    27 January 2023

    Running a successful business isn't a simple task. It requires a lot of focus, dedication, and perseverance to attain your goals. Also, don't forget that businesses come with a lot of risks. For example, one of your clients can file a case against you, leaving you in deep legal turmoil. Besides, a disaster may strike and destroy your property. These risks can be detrimental to the survival of your business, which is why getting commercial insurance is important.

  • What Kind Of Coverage Does Collision Auto Insurance Provide?

    5 January 2023

    Currently in the process of shopping for auto insurance, but you're feeling confused about what kind of insurance you actually need? If so, you'll want to know more about the situations covered with collision insurance so that you can determine if it is worth it. Rear-End Accidents One type of accident that is very common is a rear-end accident. This is when you do not stop in time and end up hitting the vehicle in front of you from behind, which causes damage to both vehicles.

  • What Makes Online Cannabis Businesses Uniquely Vulnerable To Cyber Crime?

    22 November 2022

    Operating a cannabis business within the United States can already be uncertain. Laws between states can vary substantially, and federal laws remain a major source of concern for the entire supply chain. Despite these challenges, the cannabis industry continues to grow in the United States, proving this industry remains resilient despite uncertainties and a shifting regulatory environment. However, individual cannabis businesses still face their own problems, including the prevalence of cybercrime.

  • 3 Times When Newlyweds May Not Want To Share Car Insurance

    29 September 2022

    When they marry, many couples find that the best and least expensive way to insure all their vehicles is to combine policies whenever possible and bundle different policies under the same account. And while this can be a great approach, it's not the only option. In some cases, maintaining separate auto insurance may be the better route. When should you consider this? Here are a few scenarios.  1. When One Has a Bad Record

  • Four Things A New Physician Should Know About Medical Malpractice Insurance

    26 August 2022

    You're a new physician, looking for your first job, and you may not have been taught much about malpractice insurance in school. Unless a hospital or health network has some form of self-insurance, the following are a few things you need to know about buying medical malpractice insurance. There is claims-made malpractice insurance This type of policy is one when a claim must be made when the doctor was employed with the health in an organization.