do you really need the extra insurance?

  • Top 4 Reasons Why It's Important To Get Commercial Insurance

    27 January 2023

    Running a successful business isn't a simple task. It requires a lot of focus, dedication, and perseverance to attain your goals. Also, don't forget that businesses come with a lot of risks. For example, one of your clients can file a case against you, leaving you in deep legal turmoil. Besides, a disaster may strike and destroy your property. These risks can be detrimental to the survival of your business, which is why getting commercial insurance is important.

  • What Kind Of Coverage Does Collision Auto Insurance Provide?

    5 January 2023

    Currently in the process of shopping for auto insurance, but you're feeling confused about what kind of insurance you actually need? If so, you'll want to know more about the situations covered with collision insurance so that you can determine if it is worth it. Rear-End Accidents One type of accident that is very common is a rear-end accident. This is when you do not stop in time and end up hitting the vehicle in front of you from behind, which causes damage to both vehicles.

  • What Makes Online Cannabis Businesses Uniquely Vulnerable To Cyber Crime?

    22 November 2022

    Operating a cannabis business within the United States can already be uncertain. Laws between states can vary substantially, and federal laws remain a major source of concern for the entire supply chain. Despite these challenges, the cannabis industry continues to grow in the United States, proving this industry remains resilient despite uncertainties and a shifting regulatory environment. However, individual cannabis businesses still face their own problems, including the prevalence of cybercrime.

  • 3 Times When Newlyweds May Not Want To Share Car Insurance

    29 September 2022

    When they marry, many couples find that the best and least expensive way to insure all their vehicles is to combine policies whenever possible and bundle different policies under the same account. And while this can be a great approach, it's not the only option. In some cases, maintaining separate auto insurance may be the better route. When should you consider this? Here are a few scenarios.  1. When One Has a Bad Record

  • Four Things A New Physician Should Know About Medical Malpractice Insurance

    26 August 2022

    You're a new physician, looking for your first job, and you may not have been taught much about malpractice insurance in school. Unless a hospital or health network has some form of self-insurance, the following are a few things you need to know about buying medical malpractice insurance. There is claims-made malpractice insurance This type of policy is one when a claim must be made when the doctor was employed with the health in an organization.

  • What Makes Indexed Universal Life Insurance So Popular?

    19 July 2022

    If you've decided that it's time to buy life insurance, you've probably started looking at the many options available to you. If you've ruled out term life policies because you want something that will provide you coverage for the rest of your life, you might be considering an indexed universal life policy. Before you make that decision, it's beneficial to understand what makes these policies the right choice for some people.

  • Buying Car Insurance: What You Need To Know About Optional Coverage

    9 June 2022

    When you purchase a car insurance policy, the law will require that this policy includes liability coverage. This liability coverage will be made up of both property damage and bodily injury coverage. Any additional coverage that is included in the policy is considered optional. While you may be tempted to purchase a policy that includes nothing more than the legally mandated coverage in order to try and save money, you should know that including some types of optional coverage will often be in your best financial interest.

  • 4 Important Homeowner's Insurance Endorsements

    19 April 2022

    Having a home insurance policy is the first step in protecting a home. The next step is customizing your policy to provide you with full protection. That can be done by adding insurance policy riders, sometimes referred to as endorsements, onto your policy. Jewelry Most homeowners' policies only cover a very small amount of jewelry. This is just fine if you only have a few pieces that don't add up to much in value.

  • 3 Types Of Auto Insurance Add-Ons You Will Want To Consider

    15 March 2022

    Making sure that you have adequate coverage for anything life throws your way is perhaps the most important aspect of choosing a quality auto insurance policy. In many cases, this will mean the need to purchase add-on coverage in addition to the liability coverage that your state laws require. Read on to learn more about three types of additional coverage you will want to consider when purchasing your next car insurance policy.

  • Unsure Of Getting Homeowners Insurance? 3 Reasons To Get It

    31 January 2022

    Your home is a significant investment where you should make memories. Homeowners insurance remains a vital though an underutilized form of insurance for homeowners. So, if you are unsure of whether to get homeowners insurance, here are three compelling reasons to get it. Protect Your New Home from Natural Disasters and Other Calamities As a homeowner, it is your responsibility to ensure your home and property is safe against threatening factors like weather, fire, and vandalism.