do you really need the extra insurance?

  • 4 Important Homeowner's Insurance Endorsements

    19 April 2022

    Having a home insurance policy is the first step in protecting a home. The next step is customizing your policy to provide you with full protection. That can be done by adding insurance policy riders, sometimes referred to as endorsements, onto your policy. Jewelry Most homeowners' policies only cover a very small amount of jewelry. This is just fine if you only have a few pieces that don't add up to much in value.

  • 3 Types Of Auto Insurance Add-Ons You Will Want To Consider

    15 March 2022

    Making sure that you have adequate coverage for anything life throws your way is perhaps the most important aspect of choosing a quality auto insurance policy. In many cases, this will mean the need to purchase add-on coverage in addition to the liability coverage that your state laws require. Read on to learn more about three types of additional coverage you will want to consider when purchasing your next car insurance policy.

  • Unsure Of Getting Homeowners Insurance? 3 Reasons To Get It

    31 January 2022

    Your home is a significant investment where you should make memories. Homeowners insurance remains a vital though an underutilized form of insurance for homeowners. So, if you are unsure of whether to get homeowners insurance, here are three compelling reasons to get it. Protect Your New Home from Natural Disasters and Other Calamities As a homeowner, it is your responsibility to ensure your home and property is safe against threatening factors like weather, fire, and vandalism.

  • Why Should You Hire a Public Adjuster to Help You With a Water Damage Claim?

    4 January 2022

    Water damage caused by a burst pipe or malfunctioning appliance is often very expensive to fix, and it can spread far throughout your home as water moves through your wall cavities. Flooring, drywall, and wooden furniture can all be ruined. Thankfully, homeowners insurance covers sudden water damage, and the expense of restoring your home afterward normally makes it worth it to file a claim and pay your deductible. If your home has been damaged by water and you're filing an insurance claim, it's usually worthwhile to hire a public adjuster to help you with the process.

  • Using Medicare Insurance Effectively To Lower Your Medical Expenses

    24 November 2021

    When you receive your Medicare benefits, it can be easy to believe that this coverage will pay for all of your medical costs. In fact, it may only pay a small portion of some or all of the services that you receive. Despite being disabled or retired, you may still incur a significant amount of medical debt. To ensure that you do not go heavily into debt or face taking out bankruptcy, you can take out an additional policy to pay for some or all of your healthcare costs.

  • Reduce Your Car Insurance Rates With These Tips Without Losing Coverage

    11 October 2021

    Statistics show that on average, Americans spend 2.44% of their income, approximately $139.50 per month, on car insurance. Car insurance can be expensive, and taking any chance you can to reduce your insurance rates can significantly boost your savings. Here are simple, effective, and highly practical tips to help reduce your car insurance rates. Compare Different Insurance Companies  Your insurance rates will depend on the company. Therefore, rather than asking for recommendations and buying your car insurance from one company, consider asking for quotes from around three companies.

  • Need Mobile Home Insurance? 3 Things To Consider

    31 August 2021

    Protecting your mobile, or manufactured, home with ample insurance is essential. Mobile home insurance plans are available, but there are a few key differences if you are used to traditional home insurance policies. First of all, standard home insurance is not an option for a mobile home, and you need a policy specific to this kind of property. Here are three things to consider if you are searching for an insurance policy to cover your mobile or manufactured home.

  • Sole Proprietors: Find Out Why You Should Buy Workers Comp Insurance

    29 July 2021

    Many sole proprietors never even consider the option of buying workers compensation insurance. This is because workers compensation insurance is typically associated with businesses that have employees. However, not only can sole proprietors purchase this type of insurance, but it is almost always an extremely beneficial choice. Continue reading to learn more about how you can benefit as a sole proprietor by choosing to purchase workers comp insurance. Protect Your Business And Personal Finances

  • What You Should Know About Small Business Insurance

    29 June 2021

    Small business insurance is definitely something that you should learn about as a small business owner, whether you have owned your business for a while without proper insurance or if you are new to business ownership. There might be a lot of things that you don't know about small business insurance, but the following points are very important for anyone who owns a small business. It's Just as Important as Insurance for Bigger Companies

  • What Does Your Homeowners Insurance Cover?

    1 June 2021

    Your home is one of the most valuable assets, and you must protect it at all costs. It doesn't make sense to own an expensive house if you can't have it insured against damage, accidents, or theft. Accidents and burglaries often happen, but you'll have nothing to worry about if you have homeowners insurance. A home insurance policy should give you peace of mind and cover any unprecedented damage in your house.