When you rent a car, hire a moving company and go on vacation, you are offered insurance. There are many services that you may take advantage of that ask you if you want to add the insurance that the company offers. Do you need that insurance or do you already have insurance that will protect you from loss and damages while using those services? I created this blog to help others avoid the added expense of insurance that they really don't need. You will find out what your insurance covers that you may not be aware of to help you out in the future.