19 September 2016
A historic home can be a great place to live. Instead of being a blank slate, your home will have a unique personality of its own. There may be local history or even famous historic figures associated with the property, which can be a fun conversation starter. However, taking care of a historic property also comes with a unique set of challenges, which is something that you will need to consider when looking for insurance for your historic home.
20 April 2016
Dealing with backed-up drains, low water pressure when flushing toilets, or -- worst of all -- raw sewage in your yard can be a thoroughly unpleasant experience. Finding out you'll need to shell out thousands of dollars to get your home's plumbing back into working condition can be even worse news. In some cases, you may not even be able to rely on the coverage of your homeowner's insurance policy to protect yourself from a major unanticipated expense.
4 April 2016
In the aftermath of a conviction for DUI, DWI or driving without insurance, you may be required to carry an SR-22 (also known as a "certificate of financial responsibility") as a condition of maintaining your driving privileges. Having an SR-22 on file can bring quite a few changes to your current auto insurance policy. The following highlights these changes and explains how they can affect your insurance. You May End Up Paying Higher Premiums
31 March 2016
The construction industry is fraught with risks and hazards, so it's unsurprising that thousands of workers suffer serious injuries in the United States every year. In fact, construction is the most dangerous industry in America and accounts for 20 percent of all work-related fatalities. If you suffer an injury while working in the construction industry, workers' compensation insurance is there to help you cope with the costs of any medical treatment or time off work, but some workers fail to realize the benefits of their insurance policies.
31 March 2016
Finding ways to save money on your monthly expenses can help free up some cash in your budget, and there are many ways you might be able to cut back on your regular expenses. One step you could take is to get quotes for your home insurance. Saving money on insurance is one of the best ways to cut monthly expenses, and here are some tips to help you achieve this without sacrificing the amount of coverage you have on your home.
14 December 2015
If you've ever discussed your auto insurance with friends or family, you've probably heard some of the myths that people believe about their rates. For example, it's not uncommon for people to think that the color of their car would have an impact on their quote. Unfortunately, since this type of misinformation is common, it's difficult to know exactly what factors actually do have an impact on your premium. The reality is that your insurance rate is directly related to the cost of insuring your car or truck--but you probably don't know how that's calculated.
1 July 2015
If you travel up the border and into Canada, you don't need to purchase additional auto insurance coverage, but is it the same if you travel south to Mexico? The answer is not as straightforward as you might think for the 150,000 Americans who cross the border each and every day. Not only do you need to speak with your auto insurance agent regarding the details of your policy, but you also need to understand the laws in Mexico.
15 June 2015
Nearly every parent experiences a varied and powerful mix of emotions as their child begins one of the most important teenage rites of passage: the test to receive a driver's license. You may feel proud, worried, concerned, and nostalgic all at once. Once your child is a legally licensed driver, it's time for you to add him or her to your auto insurance policy-- and at this point, you can add financial stress to the list of emotions you're experiencing.